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Health Insurance Deductibles Among Enrollees, 2017-2021

Publication Date
D. Keith Branham, Christie Peters, Nancy De Lew, and Benjamin D. Sommers

The Affordable Care Act provides premium subsidies for Marketplace eligible individuals to improve health insurance affordability, as well as cost-sharing reductions (CSRs) for many enrollees that limit out-of-pocket spending such as deductibles. This report examines deductible trends among enrollees, comparing them with deductible trends for individuals with employer coverage, and shows the substantial reduction in deductible costs due to CSRs among eligible enrollees.

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