Health Insurance

  U.S. Department of Health and Human Services

To assess how different tax break proposals for private long-term care insurance might affect private coverage, better information is needed on the decision to purchase long-term care insurance and the sensitivity of the purchase decision to price changes. This report describes the results of efforts to model private long-term care insurance coverage and simulate policy reforms.

RIchard W. Johnson, Simone G. Schaner, Desmond Toohey, and Cori E. Uccello The Urban Institute   This report was prepared under contract between the U.S. Department of Health and Human Services (HHS), Office of Disability, Aging and Long-Term Care Policy (DALTCP) and the Urban Institute.

U.S. Department of Health and Human Services 2007 PDF Version: http://aspe.hhs.gov/daltcp/reports/2007/annuity.pdf (41 PDF pages)

In the paper, the authors provide evidence based on analysis of recent data on how the individual health insurance market currently functions. The data will describe insurance pricing and purchasing by individuals who lack attractive access to the other market.

This report was prepared under contract #HHS-100-02-0014 between the U.S. Department of Health and Human Services (HHS), Office of Disability, Aging and Long-Term Care Policy (DALTCP) and LifePlans, Inc.

U.S. Department of Health and Human Services Final Report on the "Own Your Future" Consumer Survey Long Term Care Group, Inc. LifePlans, Inc. November 30, 2006 PDF Version (43 PDF pages)

U.S. Department of Health and Human Services

This report presents the findings from the inventory of "affordable housing plus services" (AHPS) strategies for lower income seniors.

Contents Project Purpose Methods Findings Descriptive Analysis of Trends Findings Insight from Firm Discussions Benefits, Marketing, and Product Positioning Conclusions